ZACHARY COFFIN, CONSULTANT

No, not really. But I know some people who got laid off. But this, I guess, is more geographic. The people I know who got laid off are from the New York area. But the area I’m in is rather peculiar, it gets better when the times get harder. I’m not in the bankruptcy business; if I were in a bankruptcy business this would be a good time, I suppose.

SEAN WRIGHT, FREELANCE TV PRODUCER

Yeah, sure, I lost money! Well, the whole thing did not affect me drastically, but it sure did have an impact. I mean, I do freelance work for television, so definitely, especially in this town it affected the industry. There are fewer commercials, and nobody wants to spend any money. Maybe in this town it affected me more than others.

LAURA CROFT, EMPLOYEE OF A NON-PROFIT ORGANIZATION

No, it did not affect me. Probably because I am not in an industry that was affected. I work for a non-profit organization. Although non-profit funding has gone down somewhat recently, the downturn did not affect us drastically. So I don’t feel personally affected.

MICHAEL KEATING, PHOTOGRAPHER

It just didn’t affect me. I’ve got the same job, and it did not affect me a bit. Nothing has changed. I work as an editor and a photographer in a newspaper, and from what I see I can tell that not much has changed. I mean, the number of our subscribers hasn’t gone down, so we are still going strong.

TIM GREENLEAF, WEBMASTER

Yeah, it affected me. I was working for an eco-travel company here in this area and they laid off a large number of their employees after Sept. 11. I was one of those people, and it took me four months to find a new job. So it doesn’t get any more direct than that.

ANGELA LYONS, GOVERNMENT WORKER

Yes, it did affect my family and me. My husband does exhibits for a lot of conventions and trade shows – he is a freelancer – and obviously after Sept. 11 there has been less activity going on and, consequently, there is less work for him to do. So yes, it did affect us.